Personal Finance for Pakistan

Know where your money goes.
Choose where it should.

Zimma is the complete financial OS built for Pakistani life. Expense tracking, asset management, FBR tax data, and Zakat calculations in one quiet, powerful app.

Assalamu Alaikum, Ahmed
Saturday, 11 April 2026
Monthly Spending
Rs 52,235
18 transactions Apr 2026
Imtiaz Super Market
Groceries · Manual entry
−Rs 3,450
Salary Credit
Income · Digital Wallet
+Rs 95,000
PSO Fuel Station
Transport · Quick-add
−Rs 5,200
Features

Everything you need. Nothing you don't.

Designed for how Pakistanis actually manage money: cash, bank transfers, digital wallets, and everything between.

Dead-Simple Tracking

Log expenses in 3 seconds. Amount, category, done. Pakistan runs on cash, and Zimma makes it effortless.

Spending Insights

See where your money actually goes. Breakdowns by category, week, and month. The reports that make you say "I spent HOW much on chai?"

Asset Portfolio

Track gold, property, mutual funds, committees, and investments. Know your total worth at a glance.

Zakat Calculator

Automatic Nisab calculations from live gold rates. Asset tracking feeds directly into your Zakat obligation. No spreadsheets needed.

Tax-Ready Data

Income and expenses auto-organized by FBR categories. Wealth statement data from your assets. Filing season becomes a review, not a scramble.

Multi-Account View

Track all accounts in one place: bank accounts, digital wallets, and cash on hand.

Built for Pakistan

Faith and finances, together

The only app that treats Zakat and FBR tax as first-class features, not afterthoughts.

Zakat calculations you can trust

Zimma tracks your zakatable assets and calculates your obligation based on the current Nisab threshold and gold rates. Add your gold, savings, and investments and let Zimma do the math.

  • Live Nisab threshold from gold & silver rates
  • Zakat anniversary date with Hijri support
  • Asset categorization: cash, savings, gold, investments
  • Clear Zakat obligation summary and payment tracking

Tax data, always ready

Know your tax slab. See your income organized by source. Your assets ready for wealth statement. When filing season comes, your data is already organized.

  • Updated FBR tax slabs for salaried & non-salaried
  • Income auto-organized by source type
  • Wealth statement data from your assets
  • Income organized by source for filing season
Learn

Take control, one concept at a time

Short guides to help you build better money habits, rooted in methods that actually work.

Challenge

Where Does Your Money Go?

A 30-day tracking challenge that reveals your true spending patterns. Start logging today and discover where your rupees actually disappear to.

Read article
Tax

Understanding FBR Tax for Salaried Pakistanis

A clear guide to income tax for salaried individuals: which slabs apply to you, what's deductible, and how to stay compliant without overpaying.

Read article
Zakat

Zakat Made Simple: What Counts, What Doesn't

A straightforward guide to calculating Zakat: which assets are zakatable, current Nisab thresholds, and common questions answered.

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Accounts

Why Your Money Vanishes Across Accounts

Digital wallets, bank accounts, cash. Most Pakistanis don't live in one account. Here's how to see your real balance across all of them.

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Assets

The Asset Register Every Pakistani Household Needs

Gold in the locker, a plot in Bahria, committee payments, PSX stocks. What to record, how to value it, and why it matters.

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Reports

Reading Your Own Spending

You don't need a budget to benefit from tracking. The three reports that actually answer 'where did my salary go' — and what to do with the answer.

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Remote

Foreign Income, Rupees, and FBR

You invoice in USD, Payoneer deposits PKR, Wise gives you a better rate. What remote workers should actually be recording for tax time.

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Tax

A Pakistani Wealth Statement, Demystified

Every salaried person above Rs.1M/year owes FBR a wealth statement. What goes on it, and how daily tracking builds it for you.

Read article

Take responsibility.
Start with Zimma.

Join thousands of Pakistanis who are taking control of their financial future. Early access is free, no credit card required.

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