Your money.
Your Zimma.
Track your spending. Plan your savings. See your money clearly.
Manage your finances in one place, with tools built around how Pakistanis handle money.
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Monday
Why Zimma
Money, made clearer.
Built for Pakistan.
We built Zimma with a simple purpose: to help Pakistanis understand their money, spend with intention and build healthier saving habits.
Managing money shouldn’t feel confusing or out of reach. Zimma is designed around how money really works in Pakistan, so financial literacy becomes part of everyday life and you can face the future with more confidence, one step at a time.
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Understand your money
Know where it comes from, where it goes and what it all adds up to.
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Spend with intention
Make everyday spending decisions with the full picture in front of you.
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Build better habits
Set money aside regularly and watch small steps add up over time.
Meet Zimma
Your money and your plans, finally on the same page.
Your salary lands in one bank, your savings sit in another, and the rest is in a wallet app or tucked away as cash. Zimma brings all of it into one app, so you can plan around what you really have.
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01
Track
Your banks, wallets and cash in one view.
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02
Plan
Decide what you can spend before you spend it.
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03
Save
Set money aside for the things that matter.
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04
Understand
See where your overall wealth stands.
A little less
“where did it go?”
Log an expense while it’s still fresh. Add the account, category and payee. Your picture updates from the records on your phone.
Explore your spending by category, account or payee. Look back at trends, income versus expenses and no-spend days. Find a transaction without scrolling through a month of chai.
Get to know your spending
Give today a plan.
Give tomorrow
some room.
Your accounts tell you where money is. Your spaces tell you what it’s for.
Split ready-to-plan money between everyday Spending and Future Self. Set something aside, adjust when life changes, and keep your goals in sight.
Start with ZimmaThis is a planning example. In Zimma, changing your plan does not move money between your real bank accounts.
Good things take a little
setting aside.
Save for what matters.
Make it happen.
An emergency fund. A wedding. That trip you’ve been putting off. Some things are worth setting money aside for.
Create a savings pot for what matters to you, set a target and add money when you can. Track your progress along the way and see how close you’re getting to your goal.
Make space for your goals
A few things
you might wonder.
What is Zimma?
Zimma is a personal finance app for Pakistan. It brings your accounts, spending, plans and savings goals together in one place. It is a tracking and planning tool, not a bank or wallet.
Does Zimma connect to my bank account?
No. Zimma doesn’t connect directly to your bank account, read your SMS messages or move your money. You record your transactions yourself, so you decide what financial information to add and how to manage it.
Can I use Zimma offline?
Yes. After signing in, you can use Zimma offline to record expenses, plan your finances and view reports wherever you are. You’ll need an internet connection to sign in and to back up or restore your data.
Is Zimma free to use?
Zimma is free during early access, with no credit card required. Join the waitlist to get notified when access opens.
How can I get access to Zimma?
Join the waitlist to get updates about Zimma’s upcoming Android and iOS releases. When access opens, we’ll email you everything you need to get started. Already invited? Follow the beta installation guide.
Your next chapter.
A clearer money picture.
We’re building Zimma with our earliest users.
Join us for what comes next.